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Representative Finance Example
Representative Example - Personal Contract Purchase
48 Payments of
£299
£299
Optional Final Payment
£13,972.50
£13,972.50
Cash Price
£30,495.00
£30,495.00
Deposit
£8,512.89
£8,512.89
Total Term
49
49
Total Credit
£21,982.11
£21,982.11
Total Payable
£36,837.39
£36,837.39
Fixed Rate of Interest (annum)
4.61%
4.61%
Representative
8.9% APR
8.9% APR
Excess Mileage (pence per mile)
9p
9p
Annual Mileage
8,000
8,000
Representative Example
First Payment
£675.13
£675.13
58 Payments of
£675.13
£675.13
Final Payment
£8,942.40
£8,942.40
Cash Price
£38,135.00
£38,135.00
Deposit
£3,813.50
£3,813.50
Total Term
60
60
Total Credit
£34,321.50
£34,321.50
Total Payable
£52,588.57
£52,588.57
Fixed Rate of Interest (annum)
13.40%
13.40%
Representative
13.40%
APR
13.40%
APR
Included in the first payment shown is an administration fee of £0.00, Included in the final payment shown is an administration fee of £0.00
